Financial considerations when marrying someone with shot credit history?

The question

Went through my fiance’s credit report (only one bureau) and she has around 26 potentially negative remarks. Did some math and it boils down to around $ 9000 among cc debts and store collection accts, a car repo that she’s now current on payment but will continue to show red until 2013, and some past due student loan debt she’s catching up with . Many of the collection accounts involving cc’s have been ‘charged off’ so those are dings until 2013 as well. I don’t know her score but it’s probably so shot it’s not even amusing.

My credit situation is the oppostie, no car debt, no cc debt, no collection accounts, no repos, zilch. About 12K in savings and saving at around 500-1000/mo, and renting.

I don’t plot on making any joint requests for credit, have no joint checking or credit accounts, or qualify for a mortgage or a car jointly. I don’t plot on co-signing for her in any capacity either. What impact should I be on the lookout for once I marry said individual? Thank you for the help
I don’t plot on repaying her debt. Just because I’m marrying somebody doesn’t mean I have to forgive their debt to other people. Like is a two-way street, by me undertaking her debt puts me in the poor house at no fault of my own and puts her ahead at no cost to her. That’s not the purpose of getting married. I questioned the question to ascertain what hidden risks I place on my financial picture by measure of siging that marriage certificate, assuming the constraints i posted earlier of avoiding joint requests for credit and joint qualifications. I’m content with not having the benefit of her income for loans, mortgages and such, I just want to know what might impact my financial security just by signing the marriage certificate that I haven’t thought of in my previous post. thank you
David, M, I would like for you to expand on how in the absence of joint lines of credit and/or joint aplications for credit/mortgage/loans, is my credit rating and monies “tied at the hip” with hers?
My undertstanding is that a spouse can’t just walk in and request joint lines of credit or apply jointly without the other’s signed approval, so small of her commiting fraud (which obviously rushed a divorce and charges, that’s clear cut) how is my ability to isolate my finances from hers taken away? Again, if I’m missing something feel free to enlighten me, excellent feedback! thanks
Did some more research on the subject and it seems that I live in one of the 9 “community property states” in the US. That apparently means that in those states, regardless of whether the accounts are joint or NOT, the other spouse is responsible for defaulted debts of the spouse. It also means that any spouse in the marriage that buys any kind of property (except inheritances), even if they are the only ones paying/qualifying for it and/or only ones on the title of said property, the second spouse automatically is entitled to 50% of said property for purposes of marriage disolution and even while married in terms of ability to sell. WOW. It looks as though living in Louisiana sucks, my only recourse to be able to protect myself from being liable for NON-JOINT debt my spouse incurs during the marriage, like the other 41 states where people are not liable for non-joint debt, is to have a prenup stating such intent to keep non-joint debt individual dependability….yikes. lol

The question

We were talking about college. I’m a junior in college, I graduate in the summer of 2013. I still have about two years left, but two years goes by quickly. I’m living in the city with my boyfriend. I had to go away from home because I’m a nursing student and clinical is only available here. I struggle with money at times, but my parents help when they can and I use student loans to pay my rent. Well, my Dad gives me a hard time sometimes because my boyfriend isn’t in school. He works at a local company making average pay (around 12 bucks an hour). Even though I’m two years away from graduating, my Dad worries that my boyfriend has no intention of going back to school and that he will “mooch” off me when I get a excellent job. I calmly and gently brought up the subject to my boyfriend, asking him when he had plans to go back, and he just threw a tantrum and is ignoring me now and told me I was a jerk. Before he threw his tantrum, I had time to squeeze in the fact that people may judge and say hurtful things about me finishing school and him not. I guess that wasn’t the right thing to say, but I have no intention of sticking around if he doesn’t go back to school. I know that may sound shallow, but we have A LOT of problems now as it is (mostly all stemming from him being rude and insensitive). And I can’t stick around waiting for him to get his life together. I’m 20 and he’s 24. Is it incorrect of me to bring this up to him? Is he incorrect to react the way he did?
I just wanted to point out that I AM a nursing student, so I KNOW I will find a job in my area. I’ve never heard of a nurse turned down for a job, lol. It’s one of the reasons I picked this career, so that I won’t be working at McDonalds when I get out. This question isn’t about college really, I already know what I want out of my life and link. I just want to know if I made the incorrect choice when talking to my boyfriend about this.