My loans need to be paid off starting when I graduate, but I want to go to grad school. What do I do?

The question

If I go to grad school then there’s no way I’ll be able to get a full time job to help pay off my student loans, which may amount to nearly $ 100K when I graduate in 2012, and I need to start paying right when I graduate. I know I’ll be able to get decent financial aid as long as I take hard classes and get a high GPA as an undergrad, so I’m not TOO worried about paying for grad school, I just need to know if there’s any way I could convince the banks to give me until I get my PhD in physics to start paying back my student (and graduate) loans. And if not (this part I want answered by people who have been/are enrolled in grad school), how do I pay back the loans while at once working for my PhD?

The question

I heard about the Mayan prophecy in the 90s and thought it was a bunch of nonsense. The closer we get to 2012 with more terrible things happening makes me wonder. How could a civilization that used stone tools have such an accurate calender? The calender is suppose to .0001 of a second more accurate than our current calender. How were they able to position their pyramids in the exact locations to mimic our galaxy and solar system? That is just a few of my questions.

You have whats going on in the world today. The world’s population is at 7 billion people and growing. I have researched how many people the earth can sustain indefinitely and the number is between 500 million to 2 billion people. The closer we get to the date, earthquakes and other natural disasters have quadrupled in intensity. We have the fantastic economic recession of 2008 and economists say if we have another recession it will be quadruple in size to the 2008 one. This will happen because many of the huge banks have become conglomerations, so if one goes, they all go!

Look at the U.S. dollar, the U.S. has a 14 trillion dollar debt, which China is the largest lender. China doesn’t use the U.S. dollar for trade anymore and replaced it with their yuan. If China drops all those American dollars on the U.S. market, then the dollar will become worthless and the U.S. will go bankrupt. The U.S. is the keystone of the world economy. What does a broke super-power with the largest military do when its whole economy just went down the toilet!

This is only a few things I have been looking at to get this gloom and doom vibe off the future. I hear about 2012 from people who reckon it was nonsense like I did ten years ago. If enough people start to believe something like this, then there is a fantastic possibility that it could become a self-fulfilling prophecy.

Before 2008, I had a fantastic job, money in the bank. I just got done getting a bachelor’s degree in IT to round out my college for a brighter future. Now I am a man with 6 college degrees, two of them masters and I am working a temp job for minimum wage. I lost all of my savings. I had fantastic credit, because I paid on my student loan faithfully. When these scummy investment bankers from Wall Street pulled off all that fraud and had the U.S. government bail them out, it ruined millions of Americans futures. I never could of imagined how greedy and sleazy these people who are suppose to be leaders in my country. These politicians, investment bankers, industrialists are traders to this fantastic land and only hold their allegiance to the almighty dollar or pretty soon the almighty yuan!

Basically, when you see economic destruction to yourself and your country, huge natural disasters (tsunami 2004, hurricane Katrina 2006, Japanese earthquake 2011, etc…), over-population, close to oil depletion, 911, Afghanistan and Iraqi war just to name a few it makes you really wonder if the world is headed for annhilation!

I want to hear other peoples opinion on this subject?