What am I supposed to do? How am I going to afford it? What will I do then?


What am I supposed to do? How am I going to afford it? What will I do then?

The question

What am I supposed to do if by the time I can afford a Porsche, gas prices will be too high that I can’t afford to even drive it? I will be graduating with my Masters degree in 2013. (No student loans or debt). I’ll get a job as a high school history/political science teacher. After putting money aside for about two years, I will be able to afford a used Porsche for about $ 35,000-$ 40,000. But if the price for a gallon of gas reaches $ 9 or $ 10, how will I be able to afford it? It seems the “granola heads” are pushing for electric cars and hybrid cars (none of which would come with a stick shift!) What then? Are the gasoline engine sports cars a thing of the past? The world is circling the drain, let me tell you!

Best answers:

how long does it take to get a student loan

You can buy a used Porsche for much less than that. I have a 1989 Carrera cabriolet which I would expect to get no more than about 20k for. It’s been well looked after and is in excellent condition so it would be a excellent buy for anyone, although I don’t plot to ever sell it! And if you’re buying a Porsche, trust me you’re not worrying about the price of gas. Or if you are, you shouldn’t be buying a Porsche because when they go incorrect, it costs huge bucks to fix them. Opportunely, the older ones anyway are extremely reliable. In the 12 years that I have owned this car, I can count on one hand the number of times I’ve had anything serious go incorrect with it. The most expensive was a transmission rebuild which cost about $ 6k. Other normal things are going to wear out with time, eg I had to have a new AC condenser place in last year and that ran about 3k all in. Bear in mind before you do choose to buy a Porsche that parts and usually labor too tend to be more costly than your Japanese or American equivalent. It is essential too that you find a excellent self-determining Porsche repair shop, never go to a main dealer. And no, I don’t reckon these cars are a thing of the past just yet. Maybe in 30 years or so.

Teachers don’t earn ALL that much and I really doubt that especially before you’re 30 you’d be able to afford it. Excellent luck!

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Study in United Kingdom or United States?


Study in United Kingdom or United States?

The question

Hey,

I am 15 years old, from India. I am currently studying in 11th grade and I am thinking to apply to colleges in either United Kingdom or United States for either Computer Science or Astronomy or Physics in 2012.

However, there are some problems for me. Can you please assist me on:

1.) Cost problems – What should be the approximate cost of the education in 1.) UK 2.) US. My parents’ annual income is around 6500 $ . However, I would require more money than that, wouldn’t I? Can I get loans or educational grants from any institution in UK or US, being an international student?

2.) I have heard about some colleges, firstly, in United States : BEREA. How good is that? I have heard that it provides very good education and full scholarship to cover your whole study?

Please help me in arranging the cost of college and selection of a good, but not costly college.

P.S.> Please tell me when should I start sending out admission forms and if I am going to US, when should start preparing for SAT?

Thanks

Best answers:

undergraduate student loans

financially if i were you i would go to Britain, i currently attend university in the US my annual tuition is $ 12,000 a year not counting housing. But if you are able to secure a erudition the US would likely have the best quality education in the world.
It says on the Berea web site “first year of enrollment” for a full erudition.
You should contact the school’s admissions office. this is a small school in southern part of the US.

You can go on any college web site to see when applications are being accepted. To start fall of 2012, you should apply by January 1st, 2012. You may be able to apply as early as 9/2011. Look at the school’s web site for info.

go on any college web site. go to admissions/undergrad/international student to see requirments.

you should choose UK bcz in us you will face more difficulty for survival, language problem is also there. IN India will learn British English which is different from american English .
if you have finance problem you either should take part in erudition programs or take loans
In the UK would most likely pay international rates and this means you will not be eligible for UK backed aid. Rates for international students for 2010 / 2011 school year varies allot of international students with a range of £10,000 – £26,000 / year and the Home Office require up to an additional £8,000 for maintenance which means you are looking at approximately £18,000 – £34,000 / year. Given that you are still 15 I would compound that rate at 7% for another three years. Along with that the new government is plotting to restrict colonization by using a quota system and there is debate about allowing universities to charge what they want. For you this may mean that the cost is significantly higher and it also may mean that getting a student visa to the UK is much more hard. Best thing is to keep updated about changes in the UK that may influence your ability to study there.

The US you are looking at for 2010 / 2011 depending on the university between $ 20,000 – $ 60,000 / year for tuition. Plus more for living expenses and health care. Like the UK you will most likely not be eligible for US government backed aid and will have to apply for a student visa to study there. Along with costs you will mot likely have to take the ACT or SAT along with TOEFL for other schools than BEREA. BEREA presently seems to only require SAT, SAT, or TOEFL whereas most US schools require TOELF along with ACT or SAT.

Regarding your question concerning BEREA if you read the site closely the erudition is only given for the first year and after that you are expected to contribute towards your schooling and you are expected to pay a deposit upon being accepted. But since it is nearly 3 years before you will be attending the rules might change and it is vital that you keep up on them. Also you question about how excellent it is and as you can see from the links below it is not ranked as one of the bests. But given your situation it is probably the only option you have.

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Tier 4 (General) UK Visa?


Tier 4 (General) UK Visa?

The question

Please help me. i will get my CAS Latter from my collage on the 4th of January 2012.
But before i apply for a Tier 4 (General) student visa i will also need a Bank stetment

i now have 4000GBP in my bank account and it will complete the 28 days on the first of January 2012.
i will be studying and living out innner London, in Hove. is that money amount is excellent?!

Please help me i don’t want to get refused. thanks.

Best answers:

banks that give student loans

If you study in outer London or anywhere else in the UK you must show that you have sufficient funds to cover the costs of studies as stated on the CAS plus sufficient funds to cover the costs of living (£600 per month of stay). You must show funds for nine months (£5400) if you plot to study for the entire year.
http://www.ukba.homeoffice.gov.uk/sitecontent/applicationforms/pbs/Tier4migrantguidance.pdf ..
We don’t need more immigrants, please go somewhere else.

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College and Student Loan help!!! ): ?


College and Student Loan help!!! ): ?

The question

the pamphlet I got from the community college I will be attending in the spring said that student loans only go up to $ 2000 per academic year…. um whaatt???
that’s fine for this semester but what am I supposed to do for fall 2011 into spring 2012 with only $ 2000 ?!?!?!

I’m so confused. or does academic year mean per semester? how can I get through college with only $ 2000 a year?? I’m freaking out. I don’t qualify for fafsa or any scholarships so is there anything else I can do for money?? any other loans? ):

Best answers:

current interest rates for student loans

Reckon Student Loans Private Student Loans & College Loans Flexible repayment options for student loans, no minimum or maximum loan amounts or fees (direct consolidation loans), varied deferment options, and reduced monthly payments.Several loans may qualify for federal student loan consolidation…

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Should I go to community college and become an RN, or go to a university and get my BSN?


Should I go to community college and become an RN, or go to a university and get my BSN?

The question

I am currently on the waiting list at my local community college to be accepted into the Nursing program. Students are accepted on a rolling basis and I have spent about two and a half years taking the prerequisite courses, getting my recommendations, and fulfilling the supplies to get into the program. I handed in my attention and I an expect to start the 2 year RN program in the Fall of 2012. Fantastic! My financial aid covers most of my tuition costs, and I could make it by with payments for the rest.
But, I have been hearing a lot about RN becoming obsolete in the future, and that most hospitals want RNs to go fourth and get the BSN. Plus, the BSN is higher salary. So, I looked into some BSN programs in Boston and UMASS seems to be what I’m looking for. But, I would have to schedule and SAT test for myself since I’ve never taken one and it’s required by UMASS on their attention. Also, there might be one or two additional courses that I’d have to take before getting into their BSN program. And, if I wanted to be in the program by Fall of 2012, I’d have to complete my attention by February. Oh and did I mention that the BSN is a 4 year program?
I have no doubt that I could pull that off, but I’m torn on whether to stick to the community college and get the RN and then try to find a job, and continue my education and work toward the BSN while I’m working, or just bite down and get my BSN.
Another concern is money. Here I am disgusted with the financial situation in this country, and in order to go to UMASS and get my BSN I’d have to get student loans. The total tuition costs will be about $ 120,000 and I will be in a lot of debt. But BSNs start out at about $ 75,000 a year.
I’m just not sure what to do at this point. I need to REALLY reckon this over, and quick.

Best answers:

federal application for student aid

if it was me, I would get the RN then go for my BSN afterwards (you should only have to go 2 years for your BSN if you already have your RN). That way, maybe you can get with a hospital as a RN that will reimburse you for attending school.
Once upon a time it was highly not compulsory that an aspiring nurse get his or her BSN. That was before the economy went sour. In our current depressed economy the best way to go, in my opinion, is the one that costs less money both long-term and small-term. This would mean go to the community college and get your RN.

Suzie Orman, the financial guru, recently spoke on the subject of student loans. She advised against acquiring costly student loans, and suggested that people save their money rather than accumulating new debt. In your case she would probably advise you to go to community college, go to work and save your money. Case closed.

If, after working as an RN you still want to pursue the BSN, you can return to school, apply some of the community college credits and work towards attaining it. By that time you may have enough money to place towards some of the tuition costs or, conversely, you may choose you want to follow a different career path which does not include nursing.

Best wishes in whatever you choose. You seem intelligent and ambitious — all the more reason to get out there and place those skills to work as soon as possible.

Really nurse salaries usually range more like 40,000 to 65,000 starting out. I suggest applying to all the nursing programs near you and enroll in the one that you get accepted to first. You can always get an ASN then later get a BSN degree (RN to BSN degree which isn’t like starting all over again. You just do 2 more years and get the BSN degree after you are an RN).
It really depends on your long-term career goals. If you want to be highly involved in this, look at it as a career, and work full-time for the rest of your life (and go up into managerial positions), it may make more sense to get the BSN.

If, but, you simply want a excellent paying job, and don’t care so much about moving up, or being a nurse out of passion–then I would say go with the ADN. While some employers may pay more for a BSN, most will pay pretty much the same whether you have a BSN or ADN.

Plus, once you are hired, you can always take additional classes for more certifications and specializations. That’s what my wife has done, and she has a lot of area in cardiac health care (she did the BSN though).

I hope that helps!

Source(s):

http://www.RegisteredNurseRn.com/


Needing help. Advice. College/acting/bills/etc…?

The question

Alright guys,
first and foremost i’m 19, and I live in a crappy small town. I got to a regular community college. It has always been my dream to become an actor. I despise small towns and I’ve always been a city guy. I want to become a film actor and be in movies, tv shows etc. (i know the chances blah blah blah don’t tell me about how there’s a 1 in a million chance, yadda yadda yadda lol i’ve heard it before)

Anyways, I’ve only extra’d in a few SCAD films, and been in a few stage plays. I know this has nothing to do with acting, but I’ve also been in Baltimore’s Fashion Week and am going again this year.

I live about 3 hours or less from Atlanta.

Currently I have about $ 3000 left on my car and about $ 5000 in loans I need to pay. I’m currently working three jobs and going to school full time. I live at home, so I dont have any “bills” (aside from phone bill, gym bill, doctor/medicine, weekend activies, etc), I still have about 1 more year here at the community college i’m going to and I’m trying to go ahead and pay my car off and my student loans off while I’m still in college.

My goal is to go to Atlanta with NO school loans and NO car payments. But to also have a few thousand in savings so that I wont be stressed with finding a job as soon as I land in Atlanta (But i will get one).

But what comes next? I was just doing a GENERAL STUDIES degree but now I just changed it to ENGLISH. But what kind of job can I get just by having a TWO YEAR ASSOCIATES in ENGLISH Degree?

My aunt is moving to California and says I can live with her. But I wanna get my feet wet in ATL and build up a resume/contacts and THEN go to Cali. Does that make sense? I just feel like I will have a better chance of getting an agent/projects if I start of in ATL first.

Nexy Spring (2012) should be my last semester at my current community college and I don’t want to continue my college education right after I graduate, I want to go to atl and start the audition process..

I guess I’m just basically looking for advice, opinions, thoughts, and other input I suppose..

VERY APPRECIATED!!!
Thanks.

Best answers:

check student loan status

An orientation video on the steps in the process of acquiring student loans, presented by the Montgomery College Office of Student Financial Aid.

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